Frequently asked questions

Yes, everything is free during our beta period. No credit card required. When beta ends we will give you plenty of notice before any subscription is needed.

No. Nuumey does not link to your bank account and never will. You log transactions manually. This keeps your data private and means Nuumey works with any bank, anywhere.

Your data is stored securely in Supabase (EU region) with row-level security meaning only you can ever access your data, even at the database level. We do not sell your data or use it for advertising.

Envelope budgeting is a method where you divide your income into named categories (envelopes) at the start of every month. You spend from each envelope and stop when it is empty. It is one of the most effective budgeting methods because it makes spending decisions concrete and visible.

It carries forward. If you had £30 left in your Groceries envelope, it is still there next month. You only need to top it up to your target, not start from zero. This is how real money works.

The buffer is a one-month safety net. Enough money saved that you are living on last month's income, not this month's. When you hit your buffer target, you have broken the paycheck-to-paycheck cycle. It is the main goal the whole app is built around.

Yes. Nuumey is a Progressive Web App (PWA) you can install it on your home screen from Safari (iOS) or Chrome (Android) and it works like a native app. A native App Store version is on the roadmap.

Shared accounts are coming soon. This will let two people manage the same envelopes, bills, and transactions together. It is one of our most requested features.

It happens. The Wheels came off flow helps you recover without shame. It shows what is over and lets you move unused budget from other envelopes to cover it. Every month is a fresh start.

Yes. You can export everything as a JSON file from Settings at any time. You can also import it back on any device. Your data is always yours.

Most budgeting apps are either too complicated, too expensive, or just too boring. Nuumey does not require bank access, has a warmer, friendlier feel, and is designed for real people not accountants. We do not charge you upfront, and we do not overwhelm you with charts. Just a simple system that actually works.