How it works How Nuumey works
The envelope method, made simple. No bank linking. No complicated setup.
1Payday lands, start a new month
When your salary hits your account, open Nuumey and start a new month. Enter how much landed and when the next one is due. That's it. Nuumey does the rest.
Works with weekly, fortnightly, 4-weekly, and monthly pay schedules.2Allocate your salary across envelopes
Create colour-coded envelopes for each spending category. Groceries, Rent, Going Out, Petrol, whatever fits your life. At the start of every month, top up each envelope from your salary.
Unspent money carries forward. It doesn't disappear at the end of the month. So if you had £30 left in Groceries last month, you only need to add £170 to reach £200 this time.
Bills are reserved before you allocate, so you always know what's actually available to spend.
3Log transactions as you spend
Every time you spend, tap New Transaction, pick the envelope, enter the amount. Takes about 5 seconds. Saved payees mean you don't have to type "Tesco" every time.
4Build your buffer
Set a one-month buffer target. Every month, put a little aside. When you hit the target, you've broken the paycheck-to-paycheck cycle. You're living on last month's money, not this month's.
Your Nuu celebrates when you hit milestones. It's a big deal.
5Budget together (optional)
Create a shared budget and invite your partner, or start a shared goal with friends. Switch between your private and shared budgets from the dashboard.
See the FAQ for how joint budgets, shared goals, and Nuu buddies differ.
Customise the Pod (optional)
The Pod is Nuu's home inside the app. Earn gems from challenges, unlock cozy items in the shop, and arrange your room. Nuu's mood reflects your budget health; the decor is all you.
Read more in the FAQ about the Pod, shop, and play.
Try Nuumey free
Start budgeting in minutes. Your feedback goes straight to us and straight into the next release.
Free to use. No bank linking.